Personal Finance

Are you struggling to handle your finances? Earning well but still unable to save enough? Living with a strict budget can help relieve most of the undue tension that spending...

A back-up plan always acts as a safety net one can fall on if the initial plan doesn’t pan out the way it was supposed to. Emergency Funds are no...

By financial goals, we understand investments, spending targets, and savings that people set to achieve within a specific time. The stage of life and lifestyle take a part in determining...

When you are learning how to invest, it is always better to learn from the best. However, learning through mistakes can also be beneficial for your future because it makes...

What are Credit Scores and Why do they matter? Financial advisors and consumer advocates always tell us about how we need to review our credit score. The credit score is...

The thought of creating and maintaining a family budget can make some of us cringe. However, it’s necessary for us to create a family or household budget to curb our...

CFDs Explained A CFD stands for Contract for Difference. It’s a derivative product involving a contract between a CFD provider and an investor. It consists of an underlying security, which...

Why you need budgeting? Individuals new to budgeting may find it overwhelming to figure out how to manage their own money on a monthly basis. Budgeting refers to the creation...

DTI, or the debt-to-income ratio, refers to a personal finance measure. This ratio compares the debt payments you pay every month to your monthly gross income. Your gross income represents...

Money is just a tool in the hands of a person that allows you to achieve certain goals. Each person needs to know basic tips on how to save more...

Debts are not the best things in the world. At the end of the month, do you have to pay the instalment for a bank loan, a mortgage and a...

Financial independence is a situation where your assets, which you have created during your life, generate regular so-called passive income, which will cover your costs. So you have enough money...