Personal Finance

In the words of the late American journalist Henry Hazlitt, 'If precious metals had been abundant, they would not have been precious.' Such is the allure of precious metals, which...

Towards the end of 2020, the net consumer debt in the USA increased by 4.4%, bringing the value to a little less than $4.2 trillion. People who are burdened by...

A central bank is not only the government’s bank but also a primary financial regulator. The institution takes charge of monetary policy, a tool that it deploys to regulate the...

When you settle your debt and finally get rid of the excessive burden you were carrying around, some damage is done to your credit score. That is the price you...

These are exchange-traded funds and mutual funds designed to grow assets in an optimized way for a specific user frame. While structuring them, the investor’s primary needs at a future...

Credit cards are one of the primary modes of payment used by consumers to purchase goods and services on credit. Credit card usage growth has been parallel with the growth...

A loss in the steady income stream, especially in the current Covid-led economic fallout, can have adverse effects on employed professionals. Even if you are currently secure in your job,...

The cryptocurrency market is home to innovation, one of which is Bitcoin and cryptocurrency loans. They are becoming popular among investors who are searching for liquidity in a way that...

Are you struggling to handle your finances? Earning well but still unable to save enough? Living with a strict budget can help relieve most of the undue tension that spending...

A back-up plan always acts as a safety net one can fall on if the initial plan doesn’t pan out the way it was supposed to. Emergency Funds are no...

By financial goals, we understand investments, spending targets, and savings that people set to achieve within a specific time. The stage of life and lifestyle take a part in determining...

When you are learning how to invest, it is always better to learn from the best. However, learning through mistakes can also be beneficial for your future because it makes...